TPAY is a currency that is meant to provide safety and privacy to its users. They utilize the TOR network to privatize transactions, and they also have a dual-key stealth address option for added protection. In fact, they seem to be utilizing pretty much every privacy feature currently available to coins including ring signatures and zero knowledge protocol.
Their plans seem to be a little conflicting though as their roadmap also includes plans to open their own banking charter and to manufacture Master Card based debit cards. All of these will be under AML and KYC procedures, which effectively strips all of the privacy features from the coin.
TPAY wants to be two kinds of cryptocurrency, but it doesn't really do either very well. If you plan to make a TokenPay investment, then you should carefully consider the competition they face in both the realm of private transaction focused coins, and in those that are looking to be your new bank. Due to a lack of marketing, they are likely to struggle in both areas.
There's currently only one exchange carrying this asset, and that could make it a little difficult to buy TokenPay if they experience any problems, or their exchange does not allow your country. It can also create some serious liquidity problems, and even more issues if they get de-listed, leaving them as a token with no home! Bitcoin is the only really viable trading pair here, but there is a little wiggle room with Ethereum trading.
The best way to store your TPAY tokens is by using one of the official wallets from the website. They have desktop versions for Mac, Linux, and Windows, or if you prefer, you can also download the mobile wallets for Android and iOS. No matter which version you choose, be sure to back up your wallet file and keep it in a safe place to protect your investment. Preferably, this file should be kept on an external drive, not connected to the internet or your main computer.