The Metal Pay network is a rewards style payment application. A user who utilizes this app to send and receive money can earn rewards in the platforms native cryptocurrency, Metal. This app not only offers crypto enthusiasts a sort of "cash back scheme" for spending their money, but it could also be a valuable tool for turning mainstream users on to the idea of cryptocurrencies in general.
This application can also act as a zero fee exchange, as users can convert USD to MTL easily. They also will allow merchants to easily accept crypto assets as payments, cheaper than through a card style system.
There are lots to love about this platform, and if you choose to make a Metal investment it could be a good move. I feel that platforms like this that are easy to use will bridge the gap for cryptocurrency between enthusiasts and casual users. However, there are a couple of pain points which I must address, read on for those concerns.
It's possible to buy Metal on several exchanges, including at least one very popular platform, so you should have no trouble acquiring your coins. There are several high liquidity trading pairs including Bitcoin, Ethereum and the South Korean Won for investors to choose from.
This is an ERC20 token, so it's easy to find an appropriate wallet to store your investment. There are a ton of wallets that are compatible with these Ethereum assets, but if you need a few suggestions you could try the Ledger hardware wallet, Coinomi's mobile application for Android or iPhone, or My Ether Wallet if you'd prefer an online version.